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If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. This is a fairly new service, so it is provided not in all banks, so will have to try. Such is the irony. However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services. You can, for example, can I refinancing your loan. ...



Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases.

Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians.